Privacy Policy

Last updated: May 2026

Introduction

This Privacy Policy explains how personal information is collected, used and protected when you use this website or contact Matthew Sidnell in relation to mortgage and protection services.

Matthew Sidnell provides mortgage and protection advice through My Simple Mortgage Limited, an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

This website is intended to provide general information only and does not constitute personal financial advice.

Who We Are

Website and personal brand:

Matthew Sidnell

Mortgage and protection advice is provided through:

My Simple Mortgage Limited
Appointed Representative of Stonebridge Mortgage Solutions Ltd
Authorised and regulated by the Financial Conduct Authority

For the purposes of data protection legislation, the relevant data controllers may include:

My Simple Mortgage Limited
Stonebridge Mortgage Solutions Ltd
Matthew Sidnell in relation to website enquiries and communications

What Information May Be Collected

The following types of personal information may be collected through this website, contact forms, telephone conversations, email communications or other interactions:

Name
Address
Telephone number
Email address
Mortgage enquiry details
Financial and employment information
Information relating to mortgage or protection requirements
Identification and verification documents where required
Technical website usage data

Sensitive personal information will only be requested where necessary and appropriate for the provision of mortgage or protection services.

How Your Information Is Used

Personal information may be used for the following purposes:

Responding to enquiries
Arranging appointments
Assessing mortgage and protection requirements
Providing mortgage and protection advice
Researching suitable products and lenders
Processing mortgage applications
Meeting legal and regulatory obligations
Fraud prevention and verification
Internal administration and record keeping
Improving website functionality and user experience

Your information will only be used where there is a lawful basis to do so under UK data protection legislation.

Legal Basis for Processing

Personal data may be processed on one or more of the following legal bases:

Consent
Performance of a contract
Compliance with legal or regulatory obligations
Legitimate interests

Where consent is relied upon, this can be withdrawn at any time.

Sharing Your Information

Your information may be shared where necessary with:

My Simple Mortgage Limited
Stonebridge Mortgage Solutions Ltd
Mortgage lenders
Protection providers
Solicitors and conveyancers
Surveyors and valuers
Compliance and regulatory bodies
Fraud prevention agencies
Technology and service providers involved in delivering services

Information will only be shared where appropriate and necessary for the provision of services or to comply with legal and regulatory obligations.

Website Forms and Communications

If you complete a contact form on this website, the information provided will be used solely for responding to your enquiry and discussing your mortgage or protection requirements.

Please avoid sending sensitive documents or confidential financial information through unsecured methods such as standard email or WhatsApp unless specifically requested.

Cookies and Website Analytics

This website may use cookies and analytics tools to help improve website performance and user experience.

Cookies are small text files stored on your device when you visit a website.

These may include:

Essential website functionality cookies
Performance and analytics cookies
Security related cookies

You can control or disable cookies through your browser settings.

Data Retention

Personal information will only be retained for as long as necessary to fulfil the purposes for which it was collected, including satisfying legal, regulatory, compliance and record keeping obligations.

Mortgage and protection records may need to be retained for extended periods in line with FCA and regulatory requirements.

Your Rights

Under UK data protection legislation, you may have rights including:

The right to access your personal information
The right to correct inaccurate information
The right to request deletion of information in certain circumstances
The right to restrict processing
The right to object to processing
The right to data portability
The right to withdraw consent where applicable

Requests relating to your personal data can be made using the contact details below.

Data Security

Reasonable technical and organisational measures are in place to help protect personal information against unauthorised access, misuse, loss or disclosure.

However, no internet transmission or storage system can ever be guaranteed to be completely secure.

Third Party Websites

This website may contain links to third party websites including social media platforms.

This Privacy Policy applies only to this website and not to third party websites.

Contact Details

If you have any questions regarding this Privacy Policy or how your personal information is handled, please contact:

Matthew Sidnell
Website: https://mattsidnell.co.uk
Email: matt.sidnell@mysimplemortgage.co.uk

You also have the right to complain to the Information Commissioner’s Office (ICO) if you believe your information has been handled improperly.

Regulatory Information

Your home may be repossessed if you do not keep up repayments on your mortgage.

Important Information

The information provided on this website is intended for general guidance only and does not constitute personal financial advice. Mortgage advice can only be provided once your individual circumstances and requirements have been fully assessed.