Website Terms and Conditions
Introduction
These Terms and Conditions govern the use of this website, https://mattsidnell.co.uk.
By accessing and using this website, you agree to be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions, you should discontinue use of this website.
About This Website
This website is operated by Matthew Sidnell.
Mortgage and protection advice is provided through My Simple Mortgage Limited, an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
The content contained on this website is provided for general information purposes only and should not be relied upon as personal financial advice.
No Advice
The information contained within this website, including articles, guides and other content, is intended to provide general information only.
Nothing on this website constitutes financial advice, a recommendation, an offer, or an invitation to enter into any financial transaction.
Mortgage and protection advice can only be provided following a full assessment of your individual circumstances and requirements.
Accuracy of Information
Whilst reasonable efforts are made to ensure the information contained on this website is accurate and up to date, no guarantee is given regarding its completeness, accuracy or suitability.
Information may become outdated and lender criteria, products and regulations may change without notice.
Mortgage and Protection Services
Any mortgage or protection services are subject to:
- Individual circumstances
- Lender criteria
- Affordability assessments
- Credit status
- Regulatory requirements
The availability of any mortgage or protection product cannot be guaranteed.
Intellectual Property
Unless otherwise stated, all content on this website, including text, graphics, branding and design elements, is the property of Matthew Sidnell and may not be reproduced, copied or distributed without prior written permission.
Third Party Links
This website may contain links to third party websites for information and convenience.
No responsibility is accepted for the content, availability or privacy practices of any third party website.
Limitation of Liability
To the fullest extent permitted by law, no liability shall be accepted for any loss or damage arising from reliance upon information contained within this website.
Nothing within these Terms and Conditions excludes or limits liability where such exclusion or limitation would be unlawful.
Website Availability
Reasonable efforts are made to ensure this website remains available and accessible. However, uninterrupted access cannot be guaranteed and the website may be suspended, withdrawn or amended without notice.
Privacy
Use of this website is also governed by the Privacy Policy, which should be read alongside these Terms and Conditions.
Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales.
Any disputes arising in connection with these Terms and Conditions shall be subject to the jurisdiction of the courts of England and Wales.
Regulatory Information
Mortgage and protection advice is provided through My Simple Mortgage Limited, an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.

